Insurance of civil liability on the risks of civil aviation
Insurance has several forms and has tremendously developed. It is no longer restricted to insurance of physical injury, death and property. But, the responsible for damage is allowed to secure himself from the responsibility itself. In this case, instead of the Insured, the insurance company shall pay the compensation to the injured person. The risk is not the damage injured the others. But, this risk is the claim of the injured in the event of a debt due to the responsibility of the insured.
The scope of liability insurance on the risks of civil aviation extends to include the responsibility of the insured for damages caused by the airframe, or that infect the passengers, baggage and cargo, as well as damage caused by aircrafts to others when these aircrafts are on the surface of the earth. It also includes the new risks, such as acts of war, terrorism, volcanoes and the loss of aviation licenses.
The integration of the principles of insurance with rules of civil liability and their close relation to the dangers of civil aviation have led to amend certain provisions, the emergence of new conditions Which govern the relations between the insured with the insurance company, the injured and others responsible for the damage, as well as certain rules for the limited and non-limited civil liability concerning the risk of civil aviation.
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